Marty Pirochta | Martin Scott Realty

Marty Pirochta – Broker/Owner

Your Personal Real Estate Advisor

Real Estate Tips

Locked In and Holding Out: How Low Mortgage Rates Are Freezing the Housing Market

The U.S. housing market is grappling with a persistent shortage of homes, and one major reason is the “lock-in effect.” Homeowners with ultra-low mortgage rates secured during the pandemic are reluctant to sell, even as market demand grows. This hesitance is tightening inventory, driving up prices, and reshaping the dynamics of both buying and selling real estate in 2025.

05MAY

Buy a Home, Keep the Seller’s Rate

With interest rates nearing 7%, many homebuyers in the U.S. are exploring assumable mortgages as a strategic way to save money. By taking over a seller’s existing home loan with a lower interest rate, buyers can reduce their monthly mortgage payments significantly. This article explains how assumable mortgages work and why they’re gaining popularity in today’s housing market.

28APR

Florida Condo Crisis: What Buyers and Sellers Must Know

Based on materials from the New York Post, this article explores the growing crisis in Florida’s condominium market, where stricter safety regulations and soaring insurance costs have led to a mass sell-off of older condos. Prices have dropped by up to 22% over the past two years, and buyers must navigate financing challenges due to over 1,400 properties being placed on Fannie Mae’s “blacklist.”

Orlando, Orange County

Orlando is a city in Orange County, Florida. The city is located at 28°32’18”N and 81°22’45”W. According to the United States Census Bureau, the city’s population was 262,372. According to the last census, the median income for a household in the city was 44,804. Please visit the city page on my website and you’ll be able to see all real estate data and detailed Orlando statistics.

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https://real-estate-website.net/myre/images/images_city/FL/ChIJd7zN_thz54gRnr-lPAaywwo/1_700.jpg@https://real-estate-website.net/myre/images/images_city/FL/ChIJ5wsVNxqE3YgRDcL9EZfN55Q/1_700.jpg
Orlando, Orange County@Kissimmee, Osceola County
/buildings_orlando_idChIJd7zN_thz54gRnr-lPAaywwo@/buildings_kissimmee_idChIJ5wsVNxqE3YgRDcL9EZfN55Q
Orlando is a city in Orange County, Florida. The city is located at 28°32'18''N and 81°22'45''W. According to the United States Census Bureau, the city's population was 262,372. According to the last census, the median income for a household in the city was 44,804. Please visit the city page on my website and you'll be able to see all real estate data and detailed Orlando statistics. @Kissimmee is a city in Osceola County, Florida. The city is located at 28°17'31''N and 81°24'27''W. According to the United States Census Bureau, the city's population was 66,722. According to the last census, the median income for a household in the city was 40,437. Please visit the city page on my website and you'll be able to see all real estate data and detailed Kissimmee statistics.

Providing You The Service You Deserve!

Marty Pirochta – Broker/Owner

Martin Scott Realty

1505 S Crystal Lake Dr Orlando, FL 32806

Email: martinscottrealty@gmail.com

Phone: (321) 297-8991

I take the time to listen carefully to understand my client’s needs, wants and concerns. I will be ready to take quick action when required and spend more time with those who aren’t quite sure which direction to take. My genuine concern for my client’s best interests and happiness ensures the job is done!

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